Job Details

divh2Life Insurance Signature / Authority Limits/h2pBuilds relationships with Financial Advisors and internal partners. Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met./ph3Primary Duties Responsibilities/h3ulliField Client Experience/liliResponsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business./liliProvides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal./liliResponsible for prescreen inquiries./li/ulh3Underwriting/h3ulliResponsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed./liliUses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs./liliUses advanced skills to review applications and adheres to underwriting standards./liliSolves complex problems and escalations./liliAdvanced level of experience with NM product types and changes/liliModels change agility while maintaining mortality and morbidity expectations./liliDemonstrates continuous learning through the early adoption of new ways of underwriting./liliProficient with Reinsurance programs and able to determine where to best place a case./liliUnderwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be made./liliProvides active case and requirement management and provides customized service with guidance./liliDemonstrates advanced ability to communicate negotiate with Field Partners to explain modified or declined decisions assist in policy placement./liliProvides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customers./liliActively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.)/liliCollaborates with medical directors and technical staff./liliResponsible for adherence to procedures and regulatory processes./liliUnderstands and meets all quality, service, and production goals./liliPartners with Underwriting Support for case management./liliCross-Functional leadership./liliSubject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiatives./liliCollaborates and designs P3 curriculum with LD/Tech Team./li/ulh3Qualifications/h3ulliA bachelors degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality review./liliMinimum of 5 years of underwriting experience./liliAnalytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rules./liliExcellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness./liliProficient in computer skills and using various software packages./liliAbility to work accurately while maintaining speed and flexibility in a team and independent production environment./liliA high degree of organization and the ability to establish priorities and meet deadlines./liliDemonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committees./liliDisplays agility to manage multiple tasks and adapt in a changing work environment./li/ulpCompensation Range: Pay Range - Start: $76,650.00 Pay Range - End: $142,350.00 Geographic Specific Pay Structure: 195 - Structure 110: 84,350.00 USD - 156,650.00 USD 195 - Structure 115: 88,130.00 USD - 163,670.00 USD/ppWe believe in fairness and transparency. Its why we share the salary range for most of our roles. However, final salaries are based on a number of factors, including the skills and experience of the candidate; the current market; location of the candidate; and other factors uncovered in the hiring process. The standard pay structure is listed but if youre living in California, New York City or other eligible location, geographic specific pay structures, compensation and benefits could be applicable./ppGrow your career with a best-in-class company that puts our clients interests at the center of all we do. Get started now! Northwestern Mutual is an equal opportunity employer who welcomes and encourages diversity in the workforce. We are committed to creating and maintaining an environment in which each employee can contribute creative ideas, seek challenges, assume leadership and continue to focus on meeting and exceeding business and personal objectives./p/div